Welcome to Our
Finance Center
at Isringhausen Volvo Cars
Simplify Auto Financing with Isringhausen Volvo Cars
Choosing the right vehicle might be a difficult process, but auto financing doesn't need to be. Our finance center is excited to work with you. We have the tools to simplify financing and leasing. Experts can answer all your questions and find a payment option that suits your lifestyle without stretching your budget.
Explore all our financing options to see what makes our dealership the right place for your next vehicle.
Lease vs Finance
Many shoppers face the decision and don't know which way to go. Both options let you drive home in a model you'll love, but some differences can help tailor a plan to your needs. Check out the details of each to know which you should choose from our finance center.
New Volvo Leasing
Leasing a new Volvo provides a plan that lasts for a few years. You'll usually have lower monthly rates than financing. A Volvo lease helps you upgrade vehicles more often. Every lease includes mileage limits and maintenance requirements to avoid fees. The new vehicle warranty usually covers maintenance tasks. Lease-end options allow you to finance your current vehicle, switch to a newer Volvo lease, or walk away without one of our vehicles.
New and Used Car Financing
Financing offers long-term ownership once you pay off the loan. While the rates tend to be higher than leasing, you can make any changes, drive as far as you want, and sell the vehicle once you want to replace it.
Save Time with Our Pre-Approval
You can apply for financing online before visiting our dealership. The application only takes a few minutes to complete, but it can save a lot of time. The online application is a secure document that asks for basic details before offering a straightforward path to your next vehicle.
Our team is happy to help you find a quicker way to choose your next vehicle. Applying online means you won't need to spend time in our dealership filling out paperwork or waiting for us to file your forms.
Applying online can also help you plan your purchase. Knowing your finance options can narrow the search and ensure you choose a vehicle that stays within your price range.
The Benefits of Dealership Financing
Part of the confusion could be choosing an institution to get financing from. Our team works with many lenders in the area, offering multiple options when you finance through our dealership.
We'll handle the paperwork. Other lenders require their own forms and requirements that build more of a barrier between you and the car, truck, or SUV you want in your driveway.
Our team offers many specials and ways to lower your monthly rates with our financing options. You can appraise a trade-in vehicle online to see what you can add to your down payment. A higher down payment results in lower monthly rates. You can also choose from our new or used vehicle specials to get even more attractive rates for your next vehicle.
Contact Our Team to Learn More About Our Volvo Finance Center
Experts are ready to build a plan for your next vehicle. New Volvo models offer standout design details and innovative features. Our incredible selection of pre-owned vehicles provides competitive prices for high-quality vehicles. Whichever suits your needs, our finance center is here to help.
We encourage you to use our online tools to optimize your pricing options. Then, we can help you personalize a finance or lease plan to ensure you get the features you want at the price you need. Feel free to call or email our team for more details about dealership financing options.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
How can we help?
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Isringhausen Volvo Cars
228 E Jefferson St
Springfield, IL 62701
- Sales: 217-680-2788
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